Disclaimer & Disclosures for Lendway Capital Advisors

Lendway Capital Advisors (“Lendway Capital”) (“LCA”) is not a bank, credit union, or direct lender. We do not originate loans, extend credit, or issue commitments to lend. Lendway Capital acts solely as an independent advisor to help businesses explore, structure, and apply for financing solutions through our partner banks and licensed lenders.

All financing terms, approvals, and funding decisions are made exclusively by the lending institution. Lendway Capital does not guarantee approval, specific loan terms, or the availability of any particular program. Eligibility requirements, interest rates, and repayment terms are determined by the lender and may vary based on creditworthiness, collateral, industry, and other factors.

We assist in connecting businesses with financing programs including, but not limited to:

• SBA-guaranteed loans
• USDA business & industry loans
• Pari passu structures (shared-risk arrangements with participating banks)
• Asset-based lines of credit

Any examples, projections, or scenarios provided are for illustrative purposes only and should not be interpreted as a commitment to lend or an assurance of outcome. All borrowers are encouraged to consult with their own financial, legal, and tax advisors before entering into any financing agreement.